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Cunningham Lindsey becomes Sedgwick

Loss adjusting and claims management firm Cunningham Lindsey is rebranding. From this month, the business will operate as Sedgwick. The business was acquired by Sedgwick in April but had been operating under two brands. Chief ...

PIQ College

Code of conduct coming for advisers

Do you know what the new Code of Professional Conduct will mean for you? If not, call Sylvia on 09 306 1737 or email   Professional IQ College is NZQA-accredited to deliver the New Zealand C...

FSCL Case Study

Clients must honour obligations

Parvati owned a fish and chip shop and arranged insurance cover for material damage through her broker. The fat in the shop’s deep fat fryer overheated and caught fire, destroying the shop. Parvati made an insurance claim.  ...

FSCL Case Study

Breaking the rules doesn’t always ruin cover

Under New Zealand law (Insurance Law Reform Act 1977, s 11), insurers cannot rely on a policy exclusion unless the excluded event or circumstances caused or contributed to the insured’s loss. The wording of s 11 can be summarised...

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Switching brokers

Question... A client changes broker at the renewal of their policies. The new broker arranges new covers for the next 12 months with a different set of insurers. After the new policies have commenced the previous motor...

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One incident or two?

Question... I have a tour coach operator based in Queenstown. On the day of the Queenstown marathon their coach was directed by the police to go down a street that due to its steepness my client would never use. Although they...

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