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Property damage problem

QUESTION Hi team, In the past, we have had claims declined because the allegation against our client didn't include actual property damage (even though there may have been some). This time, a claim has been declined b...

A Year in Review

Tenant cracks stove top

QUESTION Hi Team, I have had a client who is renting a property. A pot was dropped on the ceramic stove top leading to a chip. This has now grown into a crack and the landlord would like the top replaced. The landl...

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Subsidence dispute

QUESTION Hi, The insuring clause of a policy covers any unforeseen and sudden physical loss or damage caused by; (f) subsidence, landslip, rockslide or any other movement. The same policy excludes - loss or ...

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Body corp bother

QUESTION Hi Crossley, In respect of a body corporate, are we required to ask each unit owner whether they have adverse history to declare, as they are effectively an interested party of the body corporate, rather than the...

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Can a driver force another to claim?

QUESTION Hello Two vehicles are involved in a motor accident.  Insured 1 was reversing their vehicle and hit a parked and unoccupied vehicle belonging to Insured 2. Both vehicle owners have fully comprehensive...

FSCL Case Study

Underinsured when a cyclone struck

In 2012 Henry* bought his first house and asked an insurance broker to arrange house insurance. The broker corresponded with Henry using his work email address, but the email address on the insurance application form was different....


IAG New Zealand sees profit increase

IAG New Zealand, the insurance group behind AMI, NZI and State Insurance, posted a solid set of half-year results for the six months to December 31 last year. Local currency gross written premium grew 18.8% to $2015m (1H23:...


IAG New Zealand adds to board

IAG New Zealand appointed Michele Embling, Rachel Walsh and Scott Pickering to its board. Embling is currently a board member for AIA New Zealand, Transpower, Toitū Tahua – The Centre for Sustainable Finance, and the...


Insurance Council of New Zealand - Appointments

Kris Faafoi to become CEO of the Insurance Council of New Zealand Former Labour minister Kris Faafoi will become the new chief executive of the Insurance Council of New Zealand, effective from April 2024. Tim Grafton, who...


Important Appointments in the Industry

Chris Mackinnon to take on regional Lloyd’s role Chris Mackinnon of Lloyd’s is set to become the insurance body’s regional director for Asia, the Pacific, Middle East and Africa. Mackinnon will replace Iain...

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