Feature
Small and medium-sized businesses might not have adequate insurance coverage after changing policies since the pandemic, according to a survey conducted by Vero. Vero’s SME Insurance Index revealed that only 79% of broker SME...
Feature
Claims, climate change, inflation and regulation have contributed to shrinkin...
An increase in claims, the effects of climate change, inflation and rising premiums are driving change in the insurance industry as underwriters tweak their models to ensure they are fit for purpose in a changing world. The appetit...IFSO Case Study
Mrs Hall* had payment protection insurance and made a claim to the insurer when her employer terminated her employment due to COVID-19. The insurer declined the claim, on the basis that Mrs Hall had been made redundant due to the i...
Feature
Olivia de Pont, senior associate, MinterEllisonRuddWatts
A person’s COVID-19 vaccination status and how they may be treated as a result has become an increasingly controversial topic. Among other issues, it raises the question of how insurers may take vaccination status into...Feature
IAG, the owner of AMI, State, NZI, NAC, Lumley and Lantern, has introduced a vaccine mandate for employees working in its offices, and locations where staff interact with the public. The range of Covid-19 health and safety measures...
Feature
The Covid-19 pandemic will lead to significant changes for insurance brokers,...
Ever since the Covid-19 pandemic hit, brokers and insurers have adapted to constant changes. The crisis has altered the way we live, work and travel, and the insurance industry has moved swiftly to adjust to those changes as...Feature
Nick Frith and Thomas Leggat, Minter Ellison Rudd Watts
The scale of the COVID-19 crisis made it obvious that the pandemic, and the public health measures it prompted from governments, would have major implications for the insurance world. Responding to an unprecedented disruption in...Feature
Andrew Horne and Hannah Jaques, Minter Ellison Rudd Watts
Cyber-attacks on businesses and other organisations are both increasingly common and increasingly damaging. It is no longer a surprise to read a news or business website and learn of a cyber-attack that has caused significant disruption...IFSO Case Study
In January 2020, Mr B arranged cover for a trip to Bali, between 5 April 2020 and 17 April 2020. In February 2020, Mr B cancelled the trip, due to the outbreak of Covid-19. Mr B made a claim to the insurer for...
FSCL Case Study
In November 2019, a woman booked a trip to the Bahamas. She was scheduled to fly from New Zealand to Houston on 12 April 2020, and then onwards to Nassau, the capital of the Bahamas. The following day, she would fly from Nassau to...
